Niagara Homes under $400,000

Niagara Homes under $400,000

Welcome to Niagara, New York—an enchanting city where natural beauty meets vibrant community living. Nestled in Niagara County, this charming locale is renowned for its stunning landscapes, including the iconic Niagara Falls, which draws visitors from around the globe. The city is steeped in history and offers a delightful blend of outdoor activities, cultural experiences, and a welcoming atmosphere, making it a perfect place to call home.

For those seeking affordable housing options, Niagara presents an impressive array of homes priced under $400,000. Whether you are a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find a variety of charming properties that cater to diverse lifestyles. From cozy bungalows to spacious family homes, the real estate market here boasts an impressive selection that combines comfort with value.

Living in Niagara means enjoying a close-knit community with access to excellent schools, parks, and recreational facilities. The city's rich cultural scene offers various events and festivals throughout the year, celebrating the unique heritage of the area. Plus, with a plethora of dining and shopping options, you’ll never run out of things to do.

In addition to its affordable housing, Niagara is strategically located, providing easy access to nearby cities like Buffalo and Rochester, making it an ideal spot for commuters. With its captivating charm and affordable living options, Niagara is truly a hidden gem waiting to be discovered. Come explore the possibilities and find your dream home in this delightful city!

Newest Niagara Homes under $400,000

4307 Hurontario Parkway, Niagara
$139,900
3 Beds ⋅ 2 Baths ⋅ B1722839 MLS
VR pricing - Seller will consider offers starting at $139,900-$169,900. Be ready to be wowed by this beautifully crafted 2025 new build! Step inside to an airy, bright, and inviting open floor plan featuring Quarzo vinyl tile flooring throughout. The spacious kitchen is designed for both everyday living and entertaining, with a large island bar, beautiful light fixtures, and recessed lighting. A stylish built-in beverage center with sliding doors and barn-style hardware adds both character and convenience. Enjoy a large primary bedroom with an ensuite and walk-in closet. Step outside to the covered porch and unwind in the peaceful surroundings of this quiet neighborhood. Thoughtfully designed with modern finishes and a welcoming atmosphere, this home is ready to impress!

4307 Hurontario Parkway, Niagara
2132 Tuscarora Road, Niagara
$220,000
3 Beds ⋅ 2 Baths ⋅ B1720897 MLS
Great opportunity for investors or owner-occupants! This vacant up/down, 2-Unit property features a lower apartment with 2 bedrooms and 1 full bath, and an upper apartment with 1 bedroom and 1 full bath. Separate utilities offer added convenience, while the decent sized yard, 2-car garage, and turnaround driveway provide additional value. The property needs updating, offering the opportunity to add your own touches and build equity. Bring your vision and explore the potential this property has to offer!

2132 Tuscarora Road, Niagara
4104 Seneca Unit 4104, Niagara
$122,000
3 Beds ⋅ 2 Baths ⋅ B1720741 MLS
Double Wide in Tuscarora Village

4104 Seneca Unit 4104, Niagara
8295 E Britton Drive, Niagara
$385,000
2 Beds ⋅ 2 Baths ⋅ B1720473 MLS
Welcome to 8295 E Britton Drive! Built in 2023 and located in the Niagara-Wheatfield School District, this beautifully maintained home offers modern construction, an inviting open layout, and plenty of additional living space. Step inside to a bright and spacious living area highlighted by vaulted ceilings, a beautiful gas fireplace, and an open flow into the dining and kitchen areas. The first-floor primary suite provides the convenience of single-level living, while two additional bedrooms and a second full bath offer plenty of flexibility. The finished basement significantly expands the usable living space over 900 sq ft and features a large recreation area with a full egress window/exit, while still providing ample unfinished space for storage and utilities. Additional highlights include first-floor laundry, central air, a tankless hot water system, an attached two-car garage, and two sheds that are included with the property. Enjoy the benefits of a newer home with generous indoor and outdoor space, all conveniently located near shopping, dining, schools, and everyday amenities. Brand new radon mitigation system. This move-in-ready home is a must-see!

8295 E Britton Drive, Niagara
8508 Richmond Avenue, Niagara
$239,900
4 Beds ⋅ 2 Baths ⋅ B1719621 MLS
Price Reduced! Come see it at the Open House on Sunday, 10/18/2026 from 11am - 1pm. There’s more to this 4-bedroom, 2-full-bath home than meets the eye! Step inside to a bright and inviting main living area where the living room, dining room and updated eat-in kitchen flow seamlessly together, creating an open feel that’s perfect for everyday living and entertaining. The kitchen is both stylish and functional with abundant cabinetry, generous counter space, a large island and convenient pot filler above the stove. Pet lovers will appreciate the clever built-in pet station at the end of the island, complete with space for food and water bowls and its own pot filler for easy refills! All kitchen appliances are included. Two bedrooms and a full bath on both the first and second floors provide a flexible layout with plenty of options. The basement adds a dedicated office area, walk-in closet, laundry area with washer and dryer included, plus plenty of additional storage. Central air keeps the home comfortable during warmer months. Step outside from the kitchen onto the spacious deck overlooking the nice-sized backyard with fire pit. The 1-car garage offers another great bonus—a covered patio area with built-in dry bar, creating a fun spot for entertaining, game days or relaxing outdoors. Thoughtful updates, flexible living space and inviting indoor and outdoor areas make this home one you'll want to see!

8508 Richmond Avenue, Niagara
2020 Tuscarora Road, Niagara
$265,000
4 Beds ⋅ 2 Baths ⋅ B1714084 MLS
Welcome to 2020 Tuscarora Road in the Town of Niagara! Situated on an oversized, fully fenced lot, this spacious four-bedroom, two-full-bath home offers plenty of room inside and out, along with an opportunity to add your own cosmetic finishing touches. The flexible floor plan includes a first-floor bedroom and full bathroom, making it ideal for convenient one-level living, guests, or a home office. The first-floor bathroom was recently updated with a new walk-in shower, toilet, vanity, flooring, and fresh paint. Multiple gathering spaces include a comfortable living room and a family room with impressive vaulted ceilings. Sliding glass doors lead directly from the family room to the enclosed sunroom, creating a natural flow between the home’s indoor and outdoor entertainment areas. A covered back patio offers another great space for relaxing and hosting gatherings throughout the warmer months. Hardwood floors are believed to be beneath the carpeting, offering even more potential. Outside, enjoy your own private backyard retreat with an in-ground pool featuring a new filter. The property also includes an attached garage and a second garage-style outbuilding offering excellent space for storage, lawn equipment, hobbies, or a workshop. Additional highlights include updated 150-amp electrical service, a whole-house generator, and a double sump pump system. With generous living space, valuable mechanical updates, abundant storage, and wonderful outdoor amenities, this Town of Niagara home is ready for its next owner to make it their own!

2020 Tuscarora Road, Niagara
6910 W Britton Drive, Niagara
$249,000
3 Beds ⋅ 2 Baths ⋅ B1714118 MLS
Great sized home in the Niagara Wheatfield School system that is located on a non- through street. The large yard is nice and private with the line of Blue Spruce trees to the West, and is partially fenced. There is a first floor bedroom and Full bath along with a large sunny living room with newer windows, and tiled entry has a great woodstove. The eat in kitchen with newer windows also has views of the yard and access to the large backyard deck. The second floor has a flexable floorplan currently with 2 bedrooms and a second full bath great for an in-law setup. If reconfigured, it's possible for one or two more bedrooms. The detached garage is of concrete block construction and was a former mechanic's workshop. Features include high ceilings, two 10' overhead doors, furnace (as is), a Full second floor for a ton of storage, a steel "I" beam for lifting items in/out of the second story, a large back door and additional side door.

6910 W Britton Drive, Niagara
7020 Packard Road, Niagara
$205,000
3 Beds ⋅ 1 Baths ⋅ B1712048 MLS
Welcome to 720 Packard Rd! This well-maintained brick ranch offers 960 sq ft of living space with 3 bedrooms and 1 updated bathroom. Recent updates include a newer furnace, 4-year-old hot water tank, and 13-year roof. Central air throughout. Newer exterior doors and glass block windows on the main floor and in the basement add efficiency and security. First floor laundry for added convenience. Attached one-car garage features a newer garage door and motor. Durable brick exterior for lasting value and low maintenance. A great opportunity for buyers seeking updated mechanicals in a classic ranch layout. Showings begin immediately!!

7020 Packard Road, Niagara
2927 Birch Avenue, Niagara
$69,900
2 Beds ⋅ 1 Baths ⋅ B1711883 MLS
Welcome to 2927 Birch Ave in the Town of Niagara! Currently tenant occupied with a reliable tenant paying $900/month, providing immediate rental income from day one. The home is in overall great condition and sits on a nice, quiet street just off Hyde Park Boulevard. Enjoy a convenient Niagara Falls location close to shopping, dining, parks, and major roadways. With reasonable property taxes and a solid rental history, this is an excellent opportunity to add a low-maintenance investment property to your portfolio!

2927 Birch Avenue, Niagara
611 C Street, Niagara
$39,000
2 Beds ⋅ 1 Baths ⋅ B1709062 MLS
Welcome to 611 C St in Cayuga Village! Built in 2012, this well-maintained 2-bedroom, 1-bath manufactured home offers 784 sq. ft. of comfortable, convenient one-floor living. The spacious living room flows into an eat-in kitchen offering plenty of cabinet and counter space, with kitchen appliances included. Both bedrooms provide ample closet space, and a dedicated laundry area with washer and dryer hookups adds everyday convenience. Central air keeps things comfortable throughout the warmer months, while several important updates—including a newer roof (2023), A/C condenser, kitchen sink and plumbing under the sink—offer added peace of mind. Outside, you’ll find a gravel driveway for off-street parking and a large storage shed for tools, outdoor equipment and seasonal items. Just minutes away from all conveniences and shopping, this is a great opportunity to own an affordable, move-in ready home in Cayuga Village. Current lot rent is $513/month and buyer must apply and be approved by Cayuga Village Park.

611 C Street, Niagara
4325 Hurontario Avenue, Niagara
$169,900
3 Beds ⋅ 2 Baths ⋅ B1706990 MLS
1560 sq. ft. double wide in beautiful Tuscarora Village! This is a must see with vaulted ceilings, island in kitchen, large pantry and custom cabinets. Spacious formal living room with gas fireplace. Formal dining room-great for entertainment! Master suite with lots of storage and a full bath and large closet. Large laundry room. Home offers many upgrades with an extra large awning over deck. This home sits on an extra lot. Schedule a tour now! This home is available for an immediate closing. Act fast!

4325 Hurontario Avenue, Niagara
5107 Tuscarora Road, Niagara
$144,600
3 Beds ⋅ 1 Baths ⋅ B1701318 MLS
Welcome to your dream home of effortless living! This stunning 3-bedroom, 1-bathroom condo offers the perfect blend of modern style and total convenience. Step inside to a bright and spacious open-concept main floor that seamlessly connects the living, dining, and kitchen areas—an ideal setup for both relaxed daily living and entertaining guests. Upstairs, you will find three generously sized bedrooms, each offering ample closet space and beautiful natural light. Love the outdoors? Open up your French doors from the living space to step directly onto your private deck, perfect for morning coffee, alfresco dining, or just soaking up the sun. Best of all, you can say goodbye to weekend yard work. The care-free HOA completely covers all exterior maintenance, giving you more time to enjoy the things you love. Whether you are a first-time buyer, downsizing, or looking for a savvy investment, this move-in-ready condo is a must-see! Sellers reserve the right to set an offer deadline.

5107 Tuscarora Road, Niagara
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